Your Mortgage, No Upfront Fees, More Confidence.
At Beechwood Mortgages, we champion transparent costs from day one. Discover our no upfront fee policy and clear fee structure, designed to make securing your mortgage affordable and stress-free. Our expert guidance empowers you to understand every option, so you can confidently plan your financial future, in person or online.
When Does a Fee Apply?
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Mortgages Under £225,000: A fee applies as lender contributions may not cover our service costs.
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Complex Situations: Fees may also apply for Shared Ownership, Right to Buy, Retirement Interest Only, Buy to Let, Joint Borrower Sole Proprietor Mortgages, Product Transfer with your current lender, adverse credit history, or shared mortgages with multiple family members or friends.
How Much is the Fee?
Understanding our fee structure is essential for planning your mortgage. Here’s how it breaks down, based on loan size alone:
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For Mortgages of £100,000 - £225,000:
Approximate Fee: £200 - £600
(Lower fees for higher mortgage amounts)
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For Mortgages of £50,000 - £100,000:
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Approximate Fee: £600 - £1000
(Higher fees for lower mortgage amounts)
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Our fees are tiered, directly reflecting your mortgage size. For smaller loans, a modest fee helps us maintain our dedicated service, as lender contributions on these mortgages are often reduced. We always aim to support clients without charge where feasible. While some brokers may not charge a client fee (meaning we might not always be the right fit), and many others apply a flat fee, our clear system ensures you always know what to expect.
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Beechwood Mortgages provides clear, honest support to make your mortgage process straightforward and affordable.
Why Choose Beechwood Mortgages?
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Access to the Best Deals: We compare the entire market to find the perfect rates and products for you.
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Proven Expertise: Serving customers in Berkshire and beyond since 2001, we bring decades of experience to the table.
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No Upfront Fees: When a fee applies, you only pay if we successfully secure your mortgage offer.
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Highly Rated Service: With 380+ 5-star Google Reviews, our clients trust us to deliver exceptional results.
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Let us help you make your mortgage application simple and stress-free!
Still unsure about charges and costs?
Contact us now via our Live Chat.
Don't forget to explore all your options before making a decision and avoid paying exorbitant broker fees!
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