What is critical illness cover?

Critical illness cover pays a tax-free lump sum if you're diagnosed with a critical illness during policy’s term. This can then be used to minimise the financial burden, which suffering a serious illness can bring.

How much critical illness cover do I need?

The amount of cover required depends on a number of factors. However, generally speaking it is important to start by covering your mortgage or at least a proportion of it.

Do I need critical illness cover?

If you don’t have enough savings to cover your outgoings if you became too sick to go to work for long periods of time, critical illness cover is worth investigating. Unlike life insurance, critical illness cover is there to protect you if you suffer a serious illness or injury.

How much will critical illness cover cost?

The cost of cover varies depending on the level of cover you require, your age and your medical history. It can also be affected if you take out a stand-alone policy or alongside life insurance.

Critical Illness Cover

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If you fall ill and are unable to work, critical illness cover could ensure you're looked after and supported. Our experts will help you pick the right policy so that you have the right level of critical illness cover.

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Protecting You During Times Of Critical Illness

EXPERTISE & ADVICE

We have been helping our happy customer's find the right cover since 2001

MORTGAGE COVER

Give yourself complete peace of mind and meet your monthly repayments with your mortgage critical illness cover.

STAND ALONE COVER

You can buy stand-alone critical illness cover to guarantee your financial future if you become ill or suffer from an unexpected condition.

COMPREHENSIVE PACKAGES

Our friendly team will advise you on the most complete cover for your specific needs.

Ensuring You Are Covered If You Are Struck By A Critical Illness

Working with our friendly team will give you access to comprehensive critical illness cover and advice to help you work out which critical illness plan is best for you.

Our team of advisers have years of experience so are well placed to advise you on the most suitable cover. Find out all you need to know about the right critical illness cover that will protect you and your loved ones.

*As with all insurance policies, conditions and exclusions may apply.

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We strongly recommend Nick who dealt with our mortgage from initial inquiry through to completion. He was thoroughly professional, highly knowledgeable and dealt with all our queries quickly and with a clear empathy for the pressures of buying a new home.
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0118 9455 477

Good to Know

What is Covered by Critical Illness Cover?

Critical illness cover policies vary greatly and can offer valuable support when you need it most. They cover many different illnesses, with the most common illnesses resulting in a claim being:

Strokes
Heart attacks
Certain types of cancer
Severe head injuries

It’s important to remember that each insurance policy can vary and do not necessarily cover the same conditions or illnesses. If you’re unsure of the suitability of a policy, then please contact one of our advisers for help in comparing what is on offer.

How our Critical Illness Cover Services Can Help You

Working out what will be the most suitable critical illness cover is an important question.

We all want to prepare and safeguard the future of our family, friends and loved ones and critical illness cover is an essential part of this planning.

No matter what type of critical illness cover you require, we can help you establish which critical illness cover is the most appropriate to suit your needs.

Frequently Asked Questions (FAQ's)

If you want to know what is covered by critical illness insurance, typically it is illnesses such as severe head injuries, strokes, heart attacks and certain types of cancer.

However, policies can differ between providers and terms actually offered to you can be influenced by your existing health conditions. Always check the small print for any exclusions, so that you know the critical illnesses covered.

Need Help With Your Critical Illness Cover? Contact us today for a free consultation

Simply fill in the form and one of our friendly advisers will be in touch to arrange your free consultation. We look forward to helping you.

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Contact

0118 9455 477

enquiries@beechwoodmortgages.com

68 School Road, Tilehurst,
Reading, Berkshire, RG31 5AW