Life Insurance: Finding the Right Cover for Your Financial Protection
Talking about life insurance can be tough, but it's important for making sure your loved ones are financially protected in unexpected situations. While it might not be a fun subject, knowing the different types of life insurance—like life assurance, critical illness cover, and terminal illness benefits—can help you choose the right coverage.
Based in Reading, our team of advisers can explain everything, helping you pick the right cover. Don’t wait to get the peace of mind that comes with good life insurance.
Take out a plan today to prepare for the future
LIFE INSURANCE ADVICE
Find out all you need to know about how life insurance policies can take care of your loved ones once you’re gone.
TERM LIFE INSURANCE
Safeguard your family's future by exploring the best financial protection and term insurance options. Securing the right coverage for a specific period, such as alongside your mortgage, can protect your loved ones against unforeseen events, ensuring their financial stability and quality of life.
ADVICE ON PREMIUMS
It's not always clear what the right cover may look like. Our friendly team will explain everything in as much detail as you need.
NO UNEXPECTED FEES
​At Beechwood Mortgages, all our policies are clearly defined, ensuring you won't encounter unexpected fees or additional charges when securing the right cover. Rest easy knowing that your life insurance policy can provide a cash lump sum when you need it most.
The Importance of Choosing the Right Life Insurance Policy
When dealing with the loss of a loved one, the last thing you want to worry about is finances and home security. It’s important to secure your family’s future, and having a life insurance policy is a key part of that plan. With the right coverage, including options for critical illness or terminal illness benefits, you can provide financial protection for your loved ones.
It’s never too early to set up your life insurance; taking care of this now ensures your family receives a cash lump sum and is protected after you’re gone. Consider joint life insurance for extra peace of mind.
As with all insurance policies, conditions and exclusions may apply.
Why should you take out life insurance?
Taking out an insurance policy that will provide some comfort in the event of you passing away can make a big difference to your loved ones. As with other insurance types, life insurance can be tailored to suit your individual needs. The benefits of these policies include: •Peace of mind about the financial future of family and loved ones •Guaranteed financial support after you are no longer around •Avoid paying inheritance tax •Ensure your family can maintain a reasonable standard of living
How can we be of help?
Whilst there are many insurance providers on the market, navigating these and understanding their varying terms isn’t always as straightforward as it should be. Our goal is to offer support and guidance to make it easy. Your policy premium will depend on your age, health and lifestyle, not to mention the most suitable cover for your current situation and what you wish to happen following your death. No matter what type of life insurance you require, we can help you establish which is the most appropriate to suit your needs.
