Nurturing Your Future
Which Home Purchase Scheme Is Right For You?
March 7, 2023
Mortgage Advice
With a wide range of mortgage & purchase options available, it can be difficult to know which is the right choice for you – especially if this is your first purchase too. To make your life easier we have put together this article that sheds light on different types of purchase schemes so you can establish the right one for
My Offer Has Been Accepted, What Happens Next?
March 7, 2023
Mortgage Advice
Firstly, congratulations on your offer being accepted! Now, you’re certainly not across the line just yet – there’s a lot of work to be done in order that your purchase can run as smoothly as possible. Don’t worry though, in this article we will arm you with the comprehensive information required so that you can rest assured knowing everything is
Why Should I Use a Mortgage Broker?
February 21, 2023
Mortgage Advice
Buying a home is likely to be the largest purchase you ever make. It’s also regarded by many as one of the most challenging & stressful things to do, apart from getting married or divorced! And if that hasn’t put you off just yet, you also need to choose from amongst thousands of different mortgage products. It’s confusing so where
Agreement In Principle’s Explained
February 21, 2023
Mortgage Advice
Are you just starting out and looking to purchase your first home? Are you perhaps looking to move or purchase another property?? Either way you may be unsure on how much you can borrow and whether a lender will be prepared to support you. In our latest article we explain what an Agreement in Principle – AIP, also often referred
How Much Can I Borrow?
February 21, 2023
Uncategorized
For many, purchasing a property can be quite a daunting prospect, particularly if you require a mortgage to do so. You can help minimise your stress by engaging with the right professionals as early into the process as possible, who can quickly provide you with an accurate idea of all the fees that need to be paid and when. If
Can I Move Without Selling My Home?
February 8, 2023
Mortgage Advice
Moving home can be a hectic and often stressful experience. With so much to think about, one of the biggest questions is whether you have to sell your current property or not. Perhaps you want to move somewhere else while keeping the family home as an investment – is this possible? The answer isn’t always clear-cut, especially when there are
Should I Arrange A Survey?
February 1, 2023
Mortgage Advice
As a home mover or first-time buyer, you’re likely to be feeling both excited and a bit daunted by the process of buying your new property. But one step that should never be overlooked is organising a survey – it will pay dividends further down the line if any issues are flagged up before you commit to going ahead with
What Fees Will I Pay and When?
February 1, 2023
Mortgage Advice
Purchasing a new home can be both an exciting but often overwhelming journey, so it’s important to be aware of all costs associated with the process. There are a number of fees that you need to budget for – mortgage broker fees (if applicable), solicitor’s fees, land registry charges, local searches and stamp duty, to surveyor and mortgage lender fees
Will Being In An Overdraft Affect My Mortgage?
August 24, 2022
Mortgage Advice
If you’re planning to apply for a mortgage, it’s normal to wonder how your existing credit – including any overdrafts – might impact your mortgage. Will being in an overdraft deter lenders from granting you a mortgage? Does being in your overdraft affect the mortgage application process? The good news is that having an arranged overdraft facility isn’t going to
How do buy-to-let mortgages work
July 20, 2022
Mortgage Advice
If you’re looking to invest in buy-to-let (BTL) property, we’ve got everything you need to know in this guide. Get the lowdown on how buy-to-let mortgages work, how much you can expect to borrow, eligibility criteria, and how to get started. What are buy-to-let mortgages? If you intend to rent out a property after purchase and do not have the
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