Whatever your situation, we’re here to help
MORTGAGE RATES
With access to a whole catalogue of competitive lenders, we can ensure you get the best rates on the market.
INSIDER KNOWLEDGE
Find out more about market trends and make the most of your purchase.
LIMITED COMPANY BTL
Learn more about Limited Company Buy to Let mortgages and how they compare with standard BTL.
THE RIGHT PRODUCTS
We offer advice on the ideal mortgage rates and most affordable deals for your circumstances.
Navigating you on your buy to let journey
We realise that becoming a private landlord can be a challenge, with various financial responsibilities and legal implications to consider. That’s why Beechwood Mortgages aims to help your transaction run smoothly.
Working with our experts gives you access to numerous buy to let mortgages, with varying rates available so you can maximise the potential of your property investment. We have many years’ experience operating in Berkshire and all surrounding counties, giving us an outstanding level of industry knowledge that we’re passionate about sharing with our clients.
Please be aware that not all buy to let mortgages are regulated by the Financial Conduct Authority.
How can we help you?
Buying a rental property for the first time can be overwhelming with its financial responsibilities and legal obligations. Beechwood Mortgages can simplify the process and help you understand key differences among lenders and mortgages. Here are some important points to consider:
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Fees and interest rates are usually higher than residential loans.
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Cash reserves are essential for major repairs.
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Lenders require larger deposits.
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You must keep up with mortgage payments even if the property is unoccupied.
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Avoid relying on selling the property to repay the full mortgage amount at the end of the term.
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If house prices decline, you may need to cover any shortfall with additional funds.
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Save money and access the best rates
Navigating buy-to-let mortgage rates can be challenging, as they often have higher interest rates and additional fees compared to standard residential mortgages. It’s important to compare options to find deals that align with your investment goals.
Experienced mortgage advisers can help at every step, whether you’re buying your first buy-to-let property or expanding your portfolio. With expert guidance, you can make informed decisions to secure the best terms for your investments.
