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Helping You Navigate Your Buy-to-Let Journey
Working with our friendly team gives you access to numerous buy-to-let mortgages, offering advice and rates to maximise the potential of your property investment.
Our team of professional mortgage experts have many years experience operating in Reading and the surrounding area and are well placed to offer you advice on mortgage rates.
We realise that becoming a private landlord can be a challenge, with different financial responsibilities and legal implications. We want to ensure your investment runs as smoothly as possible.
**Not all Buy to Let Mortgages are regulated by The Financial Conduct Authority.
What Our Customer’s Say ...
We used Beechwood Mortgages for our first house purchase and we couldn’t recommend Adrian (and Sam!) enough. He made everything so easy for us and took the time to explain things carefully so we understood what the process was from start to finish.
The Benefits Of Our Services
How Our Buy-To-Let Services Help You
It can be daunting if you're looking to buy a home to rent out for the first time. You'll be faced with new financial responsibilities and legal complexities.
However, working with our dedicated team will help you consider the key differences. Some things to consider include:
- Fees and interest rates are often higher than residential deals.
- Cash reserves are important in case of major repair work or repairs.
- Larger deposits are required by lenders.
- If a property is unoccupied, you still need to meet your mortgage payments.
As the full mortgage amount is often paid back at the end of an agreed term it is important for you to try and avoid relying on selling your investment home to pay off this debt.
If house prices fall you may find that you'll be left to make up any financial difference on the mortgage using a different source of capital.
Save Money and Access The Best Rates
Buy-to-let mortgage experts not only provide you with great value for money but also help you make sure you have the right mortgage to suit you.
If a mortgage deal doesn’t work for you, remember that leaving before the end of the agreed term can lead to early repayment charges from lenders.
There are also higher fees and generally higher interest rates on these types of mortgage deals. We can provide impartial advice and help you find the best deal to suit your individual needs.
We Are Whole Of Market And Our Mortgage Providers Include
Frequently Asked Questions (FAQ's)
Want Buy-to-Let Advice? Contact us today for a free consultation
Reading, Berkshire, RG31 5AW