Whatever your situation, we’re here to help
MORTGAGE RATES
With access to a whole catalogue of competitive lenders, we can ensure you get the best rates on the market.
INSIDER KNOWLEDGE
Find out more about market trends and make the most of your purchase.
ADVICE ON TAX
Learn more about the tax implications on rent from your new property.
THE RIGHT PRODUCTS
We offer advice on the ideal mortgage rates and most affordable deals for your circumstances.
Navigating you on your buy to let journey
We realise that becoming a private landlord can be a challenge, with various financial responsibilities and legal implications to consider. That’s why Beechwood Mortgages aims to help your transaction run smoothly.
Working with our experts gives you access to numerous buy to let mortgages, with varying rates available so you can maximise the potential of your property investment. We have many years’ experience operating in Berkshire and all surrounding counties, giving us an outstanding level of industry knowledge that we’re passionate about sharing with our clients.
Please be aware that not all buy to let mortgages are regulated by the Financial Conduct Authority.
How can we help you?
If it’s your first time buying a property for rental purposes, the process, financial responsibilities and legal obligations may feel daunting. However, Beechwood Mortgages will help simplify the jargon and enable you to consider the key differences when it comes to lenders and mortgages. Some things to consider include:
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Fees and interest rates are often higher than residential deals
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Cash reserves are crucial, preparing you for any major repair work
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Larger deposits are required by lenders
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If a property is unoccupied, you still need to meet your mortgage payments
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As the full mortgage amount is often paid back at the end of an agreed term, it is important for you to try to avoid relying on selling your investment home to pay off this debt
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If house prices fall you may find that you'll be left to make up any financial difference on the mortgage using a different source of capital.
Save money and access the best rates
If a mortgage deal doesn’t work for you, leaving before the end of the agreed term could lead to early repayment charges from lenders. That’s why it’s imperative that we get this right first time. Our buy to let mortgage experts not only have access to exclusive lenders and deals, but we offer invaluable advice to ensure you get the right rates for you.
Remember, there are higher fees and generally higher interest rates on these types of mortgage deals. Our impartial advice can help you consider your options and make a confident choice.