top of page
New house keys

Everything you need to know about buy to let mortgages

For clients across Berkshire looking at property as an investment opportunity, Beechwood Mortgages can offer practical advice to help you find the best buy to let mortgage.

Whatever your situation, we’re here to help

mortgage rates icon black

MORTGAGE RATES

With access to a whole catalogue of competitive lenders, we can ensure you get the best rates on the market.

contact mobile icon

INSIDER KNOWLEDGE

Find out more about market trends and make the most of your purchase.

thumbs up advice icon

ADVICE ON TAX

Learn more about the tax implications on rent from your new property.

compare icon

THE RIGHT PRODUCTS

We offer advice on the ideal mortgage rates and most affordable deals for your circumstances.

Navigating you on your buy to let journey

We realise that becoming a private landlord can be a challenge, with various financial responsibilities and legal implications to consider. That’s why Beechwood Mortgages aims to help your transaction run smoothly.

 

Working with our experts gives you access to numerous buy to let mortgages, with varying rates available so you can maximise the potential of your property investment. We have many years’ experience operating in Berkshire and all surrounding counties, giving us an outstanding level of industry knowledge that we’re passionate about sharing with our clients.

 

Please be aware that not all buy to let mortgages are regulated by the Financial Conduct Authority.

Young couple buying new home. Meeting with architect

How can we help you?

If it’s your first time buying a property for rental purposes, the process, financial responsibilities and legal obligations may feel daunting. However, Beechwood Mortgages will help simplify the jargon and enable you to consider the key differences when it comes to lenders and mortgages. Some things to consider include:

 

  • Fees and interest rates are often higher than residential deals
     

  • Cash reserves are crucial, preparing you for any major repair work
     

  • Larger deposits are required by lenders
     

  • If a property is unoccupied, you still need to meet your mortgage payments
     

  • As the full mortgage amount is often paid back at the end of an agreed term, it is important for you to try to avoid relying on selling your investment home to pay off this debt
     

  • If house prices fall you may find that you'll be left to make up any financial difference on the mortgage using a different source of capital.

Beechwood Mortgage logo icon

Save money and access the best rates

If a mortgage deal doesn’t work for you, leaving before the end of the agreed term could lead to early repayment charges from lenders. That’s why it’s imperative that we get this right first time. Our buy to let mortgage experts not only have access to exclusive lenders and deals, but we offer invaluable advice to ensure you get the right rates for you.

 

Remember, there are higher fees and generally higher interest rates on these types of mortgage deals. Our impartial advice can help you consider your options and make a confident choice.  

Featured posts

Get advice from our experts at Beechwood Mortgages

A couple standing in front of their new home

In need of advice for your buy to let mortgage? Book a FREE consultation

You can reach our experienced advisors by completing our online form or by giving us a call on 0118 9455 477.

bottom of page