First Time Buyer Mortgage Advice
Here For Every Step Of Your First Time Buyer Journey
First time buyer rates
Help for first time buyers
First time buyer deposits
Whole Of Market
Getting The Right Help, First Time, Every Time
Beechwood has been dedicated to helping first-time buyers in Berkshire and beyond since 2001.
Our friendly team of professionals are here to provide honest, comprehensive advice on mortgages so that you can make confident decisions with ease. At Beechwood, we understand the importance of making the right decision when it comes to buying your first property - this is why our team works tirelessly to ensure a worry-free process for all aspiring homeowners.
Ready To Get Started?
We make it easy for you to get started. Once you have provided your details in our secure portal, one of our friendly team will
be in touch.
What Our Customer’s Say ...
Adrian helped us sort out a really complicated mortgage stiuation involving a Buy to Let and a second purchase. His service was thorough and detailed. We're grateful to him for his services taking away the stress from what was a terribly complex mortgage arrangement and delivering a great result.
Schemes Available to First Time Buyers
Unlock the door to your future with a Lifetime ISA!
This innovative savings opportunity was designed to help you reach two of life's major financial goals - buying your first home and preparing for retirement.
For every contribution up to an annual set limit, the government rewards savers by offering 25% bonus payment based on their investments.
Right to Buy
This aims to support council tenants into property ownership.
If you have at least three consecutive years’ tenancy, then you may be entitled to buy your home at a significant discount.
Please consult with your mortgage adviser for full details and any other schemes which could help you purchase your first home.
First Homes Scheme
With the First Homes scheme, you can unlock unbeatable deals on your dream home.
This government initiative offers an amazing opportunity to buy a house at up to 50% below average market value.
The scheme allows you to purchase a newly-constructed property or previously owned property that was originally purchased as part of the First Homes scheme.
This enables people to purchase a share between 25% and 75% of an existing or new home.
The property is typically purchased from a local housing association, then rent is charged for the percentage of the property not being purchased.
The Mortgage Guarantee Scheme helps make buying a home more accessible for you
The government has initiated this scheme to provide lenders with financial guarantees, so they can offer you mortgages up to 95% of the purchase price which must be £600,000 or less - all while ensuring affordability checks are met.
Deposit Unlock is an innovative UK-wide scheme designed to open up homeownership opportunities.
By providing mortgage insurance for lenders, it allows eligible first-time buyers and existing owners to purchase a brand new home with just 5% deposit - making the dream of owning your own property more attainable than ever before.
How Our Mortgage Services Help You
Investing in a new home is one of the most important financial decisions you can make. Our friendly team of experienced mortgage advisors will thoroughly assess your situation to ensure that taking those first steps on the property ladder are smooth sailing.
Let us do all the hard work for you - we'll get everything sorted simply and efficiently.
We Are Whole Of Market And Our Mortgage Providers Include
Frequently Asked Questions (FAQ's)
Need help with your first mortgage? Contact us today for a free consultation
Reading, Berkshire, RG31 5AW