First Time Buyer Mortgage Advice

Buying your first home is an exciting time but it's important you know what to expect. Our expert team can guide you through the process and give you all the advice you need.
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Here For Every Step Of Your First Time Buyer Journey

First time buyer rates

Our team provide advice on the latest mortgage rates available

Help for first time buyers

Whether it’s Help to Buy, Shared Ownership or a traditional purchase, we are here to help you

First time buyer deposits

We offer advice on how much you need to buy your first home and explain how an increased deposit will improve both lender options and rates then on offer.

Whole Of Market

We are whole of market and have access to a wide variety of mortgage products for your benefit.

Getting The Right Help, First Time, Every Time

Beechwood has been dedicated to helping first-time buyers in Berkshire and beyond since 2001.

Our friendly team of professionals are here to provide honest, comprehensive advice on mortgages so that you can make confident decisions with ease. At Beechwood, we understand the importance of making the right decision when it comes to buying your first property - this is why our team works tirelessly to ensure a worry-free process for all aspiring homeowners.

Ready To Get Started?

We make it easy for you to get started. Once you have provided your details in our secure portal, one of our friendly team will
be in touch.

We look forward to helping you to find the perfect mortgage for your needs.

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Learn all you need to secure the right mortgage for your needs, whether that’s to purchase your first home, move home or for investment, Beechwood can help.

What Our Customer’s Say ...

Manas Datta - Profile
Adrian helped us sort out a really complicated mortgage stiuation involving a Buy to Let and a second purchase. His service was thorough and detailed. We're grateful to him for his services taking away the stress from what was a terribly complex mortgage arrangement and delivering a great result.
Manas Datta
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Schemes Available to First Time Buyers

Lifetime ISA

Unlock the door to your future with a Lifetime ISA!

This innovative savings opportunity was designed to help you reach two of life's major financial goals - buying your first home and preparing for retirement.

For every contribution up to an annual set limit, the government rewards savers by offering 25% bonus payment based on their investments.

Right to Buy

This aims to support council tenants into property ownership.

If you have at least three consecutive years’ tenancy, then you may be entitled to buy your home at a significant discount.

Please consult with your mortgage adviser for full details and any other schemes which could help you purchase your first home.

First Homes Scheme

With the First Homes scheme, you can unlock unbeatable deals on your dream home.

This government initiative offers an amazing opportunity to buy a house at up to 50% below average market value.

The scheme allows you to purchase a newly-constructed property or previously owned property that was originally purchased as part of the First Homes scheme.

Shared Ownership

This enables people to purchase a share between 25% and 75% of an existing or new home.

The property is typically purchased from a local housing association, then rent is charged for the percentage of the property not being purchased.

Guarantee Mortgage

The Mortgage Guarantee Scheme helps make buying a home more accessible for you

The government has initiated this scheme to provide lenders with financial guarantees, so they can offer you mortgages up to 95% of the purchase price which must be £600,000 or less - all while ensuring affordability checks are met.

Deposit Unlock

Deposit Unlock is an innovative UK-wide scheme designed to open up homeownership opportunities.

By providing mortgage insurance for lenders, it allows eligible first-time buyers and existing owners to purchase a brand new home with just 5% deposit - making the dream of owning your own property more attainable than ever before.

How Our Mortgage Services Help You

Investing in a new home is one of the most important financial decisions you can make. Our friendly team of experienced mortgage advisors will thoroughly assess your situation to ensure that taking those first steps on the property ladder are smooth sailing.

Let us do all the hard work for you - we'll get everything sorted simply and efficiently.

We Are Whole Of Market And Our Mortgage Providers Include

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Frequently Asked Questions (FAQ's)

Need help with your first mortgage? Contact us today for a free consultation

Simply fill in the form and one of our friendly advisers will be in touch to arrange your free consultation. We look forward to helping you.


0118 9455 477
68 School Road, Tilehurst,
Reading, Berkshire, RG31 5AW