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Simplify Your Home Move With Beechwood
Moving home can be overwhelming, but fear not! Understanding the step-by-step process is crucial. Concerned about the costs? Wondering if it's possible to move without selling your current home or transferring your existing mortgage? Rest assured, all the necessary information is available.
Discover our Learning Centre for answers to your pressing questions. Learn about the correct order of proceedings, find the right mortgage, and navigate the home mover mortgage application process with ease.
Providing support and guidance for home movers since 2001
MORTGAGE DEAL COMPARISONS
We help you find the right mortgage by comparing the best deals when you're moving home. Our expert team analyses different lenders to ensure you get the most suitable and cost-effective mortgage product for your needs.
MORTGAGE MOVING ADVICE
With our extensive industry experience, we provide quality support throughout the entire application process for porting your mortgage.
MORTGAGE TRANSFERS
Learn more about how you can move mortgages successfully and avoid early repayment charges with the right mortgage products.
MORTGAGE DEPOSITS
We offer guidance on meeting deposit requirements for your new house without straining your finances.
Advice for Home Movers and Portable Mortgages
Moving to a new house doesn't have to be stressful. Porting lets you transfer the mortgage from your existing home to your new house, often making the process simple. However, it's essential to seek advice, as this may not always be the best option. There is no guarantee your current lender will support your new mortgage needs, so moving to a new lender may be your only option.
Maybe you want to keep your current property for investment? Check out Can I Move Without Selling My House? to understand what might be possible.
In these situations, communication is paramount. It is crucial to fully understand all available mortgage products, interest rates, and how your credit score impacts your options and costs. Beechwood Mortgages will provide the knowledge you need to make an informed decision, considering all available options.
Take Control of Your Credit with Check My File
We’ve teamed up with Check My File, where you can enjoy a 30-day free trial and gain a comprehensive view of your credit data from all three major credit reference agencies in one place, no more relying on just one source!
Enjoy the flexibility of cancelling anytime, and after your trial, continue the service for just £14.99 per month.
Guidance and support
Understanding the challenges of transferring your mortgage to a new house is crucial. Is switching to a different lender the best option for you? If you need clarity on costs, assistance with lender communication, or wish to avoid the hassle of comparing deals, professional mortgage experts can help.
Seeking reliable advice? Since 2001, we have been committed to helping home movers in Berkshire and nearby counties. With our extensive experience, we ensure you swiftly find the right mortgage for your new home.
Saving You Time
Whether you're looking at a home mover mortgage with a new lender or exploring your mortgage options, our expert guidance supports you through the application process. Effective communication can significantly enhance your success. Our dedicated team bridges the gap with the lender, ensuring you understand mortgage value and interest rates, and simplifying the entire process with a single point of contact.
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Do all mortgage brokers charge fees?No, not all mortgage brokers charge fees, and Beechwood Mortgages is proud to be offering fee-free mortgage services to first time buyers in 2024. (terms & conditions apply) As a mortgage broker, we earn our fees directly from the lender, so in most cases you don't have to worry about paying any additional fees for our assistance. We are committed to helping you find the best mortgage deal without adding any financial burden. Our goal is to make the mortgage process as transparent and cost-effective as possible for our clients. Check out our full fat version Do All Mortgage Brokers Charge Fees? for a complete rundown on broker fees and what to look out for.
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What does a mortgage adviser do?A mortgage advisor will do the leg work for you, offering in-depth knowledge of the property lending market, helping you overcome challenges, and offering exclusive access to a database of banks and building societies. What's more, they offer a level of support that streamlines the entire process. You can learn more by visiting our article, Benefits of Working with a Mortgage Broker.
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How can I get the best mortgage advice?You can seek advice on mortgages directly from lenders such as banks or building societies. Alternatively, you can go to a whole of market mortgage advisor or broker who will search and compare numerous products at the touch of a button. Check out Benefits of Working with a Mortgage Broker for more information.
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Is mortgage advice free?The cost of mortgage advice depends on the terms and conditions of the broker / adviser you are working with. Many mortgage brokers will charge for their services and the amount payable will usually depend on your requirements, their own workload and perhaps on the value of your mortgage. We offer a free consultation every time and will quickly confirm if there will be any charge for our services and support. In the majority of cases, we will receive a commission from the lender once a mortgage starts. It’s important for you to clarify terms and conditions with mortgage advisers from the start so that you are aware of any charges and financial responsibilities you may incur. Check our Fees page for a full rundown on broker fees. You can also visit our page Do All Mortgage Brokers Charge Fees? for further information.
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Do banks charge for mortgage advice?No, banks will not charge an advice fee. You do however need to remember that they will only recommend their own specific products. All lenders charge varying fees and this will be no different if you work with a mortgage broker. Whole of market mortgage advisors / brokers are more likely to provide an impartial perspective on the most suitable and competitive mortgage products and via a huge variety of lenders. Many brokers will charge a fee, for more information check out our article, Do All Mortgage Brokers Charge Fees?
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